30+ fiat rails across 180+ countries. Live quotes, no hidden spread, settles to your PayBit wallet the moment the network confirms.
Buy as little as $1 of Bitcoin, Ethereum, Solana or 420 other assets. The quote you see is the quote you pay — PayBit never adds spread on top of the market mid-price.
Every major payment method, local rails included. Most purchases clear in under 10 seconds.
Set it and forget it — buy daily, weekly or monthly and see your cost basis in real time.
Transparent quotes, always the best rate from our 14-venue liquidity aggregator.
Move to your own wallet at any time — PayBit charges only the raw network fee.
Live quote updated every second
Local and international payment methods, pre-integrated with 40+ banks and processors. No wire in from a third party, no workarounds.
Instant · 1.5% fee
Instant · 1.5% fee
Instant · 1.5% fee
EU · 0% fee · <10s
US · 0% fee · 1 day
UK · 0% fee · instant
Brazil · 0% fee · instant
India · 0% fee · instant
NL · 0% fee · instant
EU · buy now, pay later
Instant · 2.4% fee
CA · 0% fee · instant
Snap your ID and a selfie. Most users are approved inside 90 seconds by our automated KYC engine.
420+ tokens pre-listed, including every asset in the top 300 by market cap.
Card for speed, bank transfer for 0% fees, Apple/Google Pay for a one-tap experience.
Funds settle to your PayBit wallet within seconds and are withdrawable immediately.
Liveness-checked selfie, ML-backed document parsing, and sanctions screening — all handled by PayBit's in-house compliance engine. No third-party data resellers.
One-time code to both — used for login & withdrawal approvals.
Passport, driver's license or national ID — NFC-verified where supported.
3-second head-turn check, deepfake-resistant.
Only required for buys above $10,000 — statement upload, fully encrypted.
PayBit shows exactly what you pay before you confirm. Here's what every rail costs.
First buy up to $500 is always 0% fee. Fees above reflect the standard tier after your intro.
Customer assets are held in air-gapped, geographically distributed multi-signature vaults. Hot balances exist only to serve withdrawals.
Monthly Merkle-tree attestations signed by a Big-Four auditor — anyone can verify the exchange holds what it owes.
Human support in 11 languages with a median response time of under 4 minutes, day or night.
Frontend, backend and custody smart contracts reviewed by Trail of Bits, Cure53 and OpenZeppelin.
Licensed as an MSB, VASP or equivalent in the US, EU, UK, Canada, Singapore, Japan, UAE and more.
Syndicate cover from Lloyd's of London backstops PayBit's hot wallets against external breaches.
Card and Apple/Google Pay buys settle to your PayBit wallet in under 10 seconds. SEPA Instant and PIX are similar. ACH funds are held for 1 business day before withdrawal is enabled.
You can buy as little as $1 worth of any supported asset. Our DCA feature lets you schedule recurring buys from $5.
Zero. We show you the aggregated mid-market rate from our 14-venue router, and charge only the disclosed fee on top — no hidden markup.
Yes, instantly. PayBit charges only the raw network fee. We strongly encourage self-custody once your holdings grow.
180+ countries as of this month. Full list and local rail availability is in our help center.
Buying crypto is generally not a taxable event. Selling or swapping can be. PayBit provides a downloadable transaction export compatible with Koinly, CoinLedger and TurboTax.
Sign up today and your first $500 of crypto goes through at 0% fee. Plus a $10 bonus in BTC when you verify.