Accept BTC, ETH, USDT, USDC, SOL and 60+ other assets across 9 chains. Settle in stablecoins or 38 fiat currencies. One integration, zero chargebacks, live in under 10 minutes.
Our hosted checkout is benchmarked at 94.1% completion vs. the industry average of 71%. Dynamic network routing picks the cheapest rail at pay-time — so a USDC payment on Base costs your shopper $0.003, not $12.
Auto-selects the cheapest chain with sufficient liquidity. Shoppers save fees, you settle faster.
Customer-facing rate locks for 15 minutes. If the market moves, PayBit eats the slippage — not you.
WalletConnect v2, Coinbase Wallet, Phantom, MetaMask, Trust — one scan, one tap, done.
Every payment is final on-chain. Fraud loss drops from 1.8% to 0%.
From a $5 donation link to a $5M enterprise invoice — PayBit Commerce scales with you.
A pre-built, conversion-optimised page at pay.paybit.com. No PCI scope, no frontend code. Launch in 3 clicks.
Generate shareable URLs for DMs, invoices, Twitter bios. Each link has its own analytics and can accept any supported asset.
Send branded PDF invoices with live crypto amounts. Supports multi-line-item carts, VAT, discount codes and due-date reminders.
Daily, weekly, monthly or custom schedules. Automatic dunning, grace periods and smart retries rescue 34% of failed payments.
A REST-first API modelled on Stripe Charges. Idempotent, webhook-driven, with typed SDKs for TS, Python, Go, Ruby and PHP.
iPad and Android app with offline-tolerant QR generation. Print receipts and reconcile daily against your Xero or QuickBooks.
Split incoming payments across up to 10 destinations by percentage. Route 60% to USDC for working capital, 30% to your bank for payroll, and stash 10% as BTC. We rebalance automatically and you see a single consolidated report.
SEPA, ACH, Faster Payments, SWIFT, SPEI, PIX, UPI, FPS — daily settlement with T+0 for major corridors.
Median conversion spread of 0.08% — better than most banks and every card processor.
Drive settlement logic with rules: supplier payouts, affiliate payouts, treasury sweeps.
Every state transition fires a signed webhook. We retry with exponential back-off for 72 hours and expose a full event replay console.
Every request accepts an Idempotency-Key header — charge the same customer once, never twice.
Verify webhook authenticity server-side. We publish a rotating signing secret per endpoint.
Filter events by merchant, status, amount. Replay any event from the dashboard or CLI.
Typed SDKs, a CLI with `paybit listen --forward-to localhost:3000`, and a sandbox with 6 deterministic test wallets. The first 100 transactions are on us.
import PayBit from '@paybit/node';
const pb = new PayBit(process.env.PAYBIT_SECRET);
const charge = await pb.charges.create({
amount: '249.00',
currency: 'USD',
settleIn: 'USDC',
metadata: { order_id: '84219' },
successUrl:'https://acme.shop/thanks',
cancelUrl: 'https://acme.shop/cart'
});
return res.redirect(charge.hostedUrl);
Official plugins maintained by our engineering team. No third-party wrappers, no hidden fees.
VAT, GST, sales tax — calculated at checkout for 110+ jurisdictions. We issue compliant invoices, file via Avalara & TaxJar, and remit on your behalf where required.
On-chain risk scoring via Chainalysis + TRM. Automatic blocklisting of sanctioned addresses. Tornado Cash, Lazarus and OFAC lists are monitored in real time.
MiCA-ready in the EU. MSB-registered with FinCEN. MTL licensed across 46 U.S. states. SOC 2 Type II, ISO 27001, PCI-DSS level 1.
SEPA Instant and Faster Payments land within 30 seconds. ACH arrives next business day. International wires take 1–2 days. Stablecoin payouts are near-instant, 24/7.
We lock the exchange rate for 15 minutes at checkout. If the transaction confirms within that window you receive exactly the locked amount — PayBit absorbs any market movement at no cost to you.
No. PayBit custodies the incoming crypto and settles to your existing bank account in fiat. If you want to hold crypto, we also offer segregated wallets protected by Fireblocks MPC.
Yes. Full and partial refunds are supported via dashboard or API. Refunds are sent back in the asset the customer paid with — or in stablecoin if the original wallet is unreachable.
No minimum, no monthly fee, no setup cost. You pay 0.4% per successful transaction (0.25% for $1M+ monthly volume) — that's it.
Live in 10 minutes. No engineer required for hosted checkout. Integration support included on every plan.