V3 Relaunch · Q3 2026

Buy. Trade.
Earn crypto.

400+ coins. 220+ countries. One app. Join the PayBit waitlist — first 100k get zero fees for life.

94,800+Spots reserved
100kZero-fee spots
Q3 '26V3 Relaunch
9:41
Welcome back Jamie K.
Total balance

$12,864.22

+$426.18 · +3.42% today
Send
Receive
Swap
Buy
Assets24h
BTC
Bitcoin0.182 BTC
$11,296+2.4%
ETH
Ethereum0.416 ETH
$1,248+1.1%
SOL
Solana12.4 SOL
$320-0.6%
9:41
BTC
BitcoinBTC · USD
+3.4%

$62,318.42

+$2,046.18 today
1H24H1W1M1Y
62,318.420.142
62,316.100.089
62,317.26 USD · spread 0.02
62,314.800.204
62,312.500.036
Live data · refreshed every 3s

Market Trends

Realtime prices, 24h volume and sentiment scores — streamed from the PayBit matching engine.

View All →
Total mcap $3.82T +2.4% 24h
24h volume $184.6B +8.1% 24h
BTC dominance 52.4% -0.3% 24h
Fear & greed 72 · Greed PayBit sentiment index
Paybit feed 400+ pairs Sub-5ms latency
Top gainers · 24h LIVE
TIA · Celestia+24.8%
JUP · Jupiter+18.4%
SUI · Sui+14.6%
SEI · Sei+11.2%
Top losers · 24h LIVE
PEPE · Pepe-8.4%
SHIB · Shiba-6.1%
DOGE · Dogecoin-4.8%
APE · ApeCoin-3.6%
New listings · Apr 2026 HOT
MON · MonadYesterday
BERA · Berachain3 days ago
EIGEN · EigenLayer1 week ago
ZRO · LayerZero2 weeks ago
Send Payment
You send
$500 USD
Recipient gets
0.00802 ₿ BTC
Confirm & Send
Fee: $0.75Settles in ~0.4s
$2,340 received
< 1s confirmation
Payments

Pay in crypto.
Instantly.

100+ coins. <1 sec settlement. Flat 0.15%.

100+Coins at launch
<1sSettlement
0.15%Flat fee
Sunset #132 @CryptoCanvas · Verified
Current bid 12.4 ETH
Sunset #132 · 12.4 ETH
NFT Marketplace

Mint. Collect. Trade.

Verified drops across 6 chains. Zero gas on launch day.

4.2M+NFTs
218kCreators
$1.8BVolume
0%Gas
Live markets Top pairs by volume · refreshed every 5s
LIVE
See all 400+ pairs
Exchange

Trade 400+ pairs.

Sub-5ms matching. Spot · Perps · Options.

Sub-5msMatching
SOC 21:1 reserves
400+ pairsDeep liquidity
0.05%Maker fee
Stocks

100% stocks,
0% commission.

Fractional from $1. 24/7 markets. SIPC-insured.

8,200+Stocks
$0Commission
$500kSIPC
Save plan · DCA · Earn

Save your crypto the easy way

Auto-deduct from your wallet on a schedule you choose — daily, weekly, monthly. DCA through the volatility, stop trying to time the market, and let compounding do its quiet work.

8%Max APY
70+Supported assets
$1.2BAlready saved
0Lock-up minimum
Insured up to $250M via Lloyd's of London
Withdraw anytime — no 30-day lockups
Auto-compound weekly at zero fee
Tax-lot reporting built in
Your save plan

Bitcoin auto-buy

+12.4% YTD
Contribution$50 / week
Average entry$54,812
Holdings0.0934 BTC
Current value$5,821.40
Start earning

Start earning with PayBit

We have the best place to start trading — from beginner wallets to advanced mining, every PayBit feature is built for real earnings.

Wallet

Self-custody wallet with MPC signing, social recovery, and hardware-wallet pairing. 100+ chains, infinite tokens, zero seed-phrase stress.

Exchange

400+ pairs, sub-5ms matching, integrated pro charts and market depth. Copy-trade from the top 50 verified traders on the platform.

Mining & staking

Stake ETH, SOL, ATOM, DOT natively. CPU/GPU cloud-mine BTC with one tap. Payouts hit your wallet every 6 hours.

Secure storage

Multi-sig cold storage with geo-distributed MPC shards. Proof-of-reserves is published on-chain every 24 hours.

SOC 2Type II certified
ISO 27001Information security
MiCAEU regulated (CASP)
PoR 1:1On-chain daily
Real-time global transfer network
220+ countries
Settles in seconds
Global transfers

Send anywhere.
Any chain.

Lightning + L2 rails. 100× cheaper than SWIFT.

Recent transfers LIVE
Berlin → Lagos · USDC$420 · 0.4s
Manila → Tokyo · USDT$180 · 0.8s
São Paulo → Lisbon · BTC-LN$1,240 · 0.2s
Everything you need

One app. One extension. Your keys.

PayBit is 100% non-custodial. We never touch your coins, keys or tokens — the mobile app and browser extension are the same wallet, the same DeFi, everywhere.

Professional-grade spot exchange

Advanced order types, deep liquidity across 400+ pairs, and sub-5ms matching engine. Chart directly off TradingView with 100+ indicators.

400+Trading pairs
0.05%Maker/Taker
5msMatch latency
BTC/USDT $62,318 +3.4%

Buy crypto with any card

Visa, Mastercard, Apple Pay, Google Pay, SEPA, ACH, bank transfer — 30+ fiat gateways with no added spread.

30+Payment methods
180+Currencies
0 spreadOn first buy
VISA
MC
Pay
G Pay
SEPA
ACH
Pix
UPI
+22

Earn up to 8% APY

Put idle crypto to work across flexible savings, locked staking, and auto-compounding yield vaults — insured and audited.

8%Max APY
$1.2BTotal saved
70+Assets supported
Earning balance $5,240.80 +8% APY · Auto-compound weekly $1,200 earned this year · 145 days Deposit more Withdraw anytime

Your keys. Your coins. Period.

The mobile app and browser extension are the same self-custody wallet — keys stay on your device, never on our servers. We can't freeze, move or lose what we never hold.

0Keys stored by us
100+Chains, one wallet
App = Ext.Same account
Self-custody wallet Total balance $12,864 BTC ETH SOL 100+ chains supported

DeFi from the same wallet

Swap across 60+ DEXs, stake, lend and connect to any dApp straight from the PayBit extension. Transactions sign on-device — we never see the payload, only you authorise it.

60+DEXs aggregated
On-deviceSigning, always
Any dAppWalletConnect v2
UNI AAVE CRV 60+ DEXs Best price

NFTs without the gas

Browse, bid and mint across Ethereum, Polygon, Solana and Base from a single interface. Pay gas in any coin.

4M+NFTs listed
200kCreators
0 gasOn launch day
🎨
CryptoArt #44
3.2 ETH
Electra #8
1.8 ETH
🔥
Flame #22
0.9 ETH
🌿
Nature #5
2.4 ETH
Professional trading

Institutional-grade exchange, zero learning curve

Sub-5ms matching engine · 400+ pairs · TradingView charts · Advanced order types · API access

AllBTCETHUSDT
BTC/USDT
62,318+3.42%
ETH/USDT
3,421+1.18%
SOL/USDT
184.20-0.65%
BNB/USDT
594.40+0.84%
LINK/USDT
18.42+2.30%
AVAX/USDT
42.16-1.24%
ARB/USDT
1.842+4.08%
OP/USDT
2.940+5.62%
BTC
BTC / USDT Bitcoin · Spot
62,318.42 +3.42% · +$2,046
24h High63,840
24h Low60,112
24h Vol$18.4B
Open Int.$4.2B
1m5m15m1H4H1D
63,800 63,200 62,600 62,000 61,400 62,318
LimitMarketStop-Limit
25%50%75%100%
25%50%75%100%
Order Book Spread: 0.02
Price (USDT)Amount (BTC)Total
62,420.000.0181,123.5
62,395.800.0412,558.2
62,374.200.0925,738.4
62,354.600.0643,990.7
62,340.100.0281,745.5
62,330.500.1177,292.7
62,322.800.0553,427.8
62,318.42+3.42%
62,314.800.1428,848.7
62,306.400.0895,545.2
62,294.100.20412,708
62,280.600.0362,242.2
62,264.300.0714,420.8
62,248.900.1589,835.3
62,230.200.0432,675.9
Open Pro Exchange → View all markets
Built for everywhere

Ready for 220+ countries at launch

Licensed rails, 50+ languages, same fast settlement from New York to Nairobi — day one.

PayBit available in 220+ countries
220+Countries ready
50+Languages
400+Coins at launch
Q3 '26Going live
Buy Crypto

Start with as little as $1

Fractional buys, recurring DCA schedules, and instant settlement on every major asset. 30+ fiat on-ramps — no added spread, transparent flat fee.

Visa
Mastercard
Apple Pay
Google Pay
SEPA
ACH
Pix
UPI
PayNow
FedNow
Interac
+20 more
You pay
$500.00 USD
You receive
0.00802 BTCBTC
Rate1 BTC = $62,318
PayBit fee$0.75
PaymentApple Pay · Visa •• 4242
Settles in~ 2 seconds
Security & compliance

Custody you can prove, not just trust

100% of customer assets are held in segregated cold storage with multi-sig + MPC. We publish on-chain proof-of-reserves every 24 hours. Insurance coverage is held with Lloyd's of London and AON for up to $320M.

1:1 Proof of reserves Merkle-tree attestation published daily. Verify your balance is backed in 30 seconds.
$320M insurance Lloyd's + AON policy covers theft, breach and internal malfeasance.
Real-time risk engine ML-scored transaction monitoring blocks fraud in under 80ms.
Bug bounty: $5M Top payout in crypto. Run by Immunefi since 2022.
Read the security paper →
SOC 2Type II
ISO 27001Certified
MiCAEU CASP
FinCENMSB · US
VASPJapan FSA
MAS PSASingapore
FCAUK registered
PCI-DSSLevel 1
GDPRCompliant
Latest audit report PASSED
Trail of Bits · Exchange coreMar 2026
CertiK · Smart contractsFeb 2026
OpenZeppelin · Wallet SDKJan 2026
Mazars · Reserves attestationMonthly
Built for builders

Plug PayBit into anything you build

A REST, WebSocket and FIX 4.4 API used by trading firms in 38 countries. A checkout SDK that integrates in 6 lines of JavaScript. 99.99% measured uptime since 2022.

99.99%Uptime · 3Y measured
4.8msP99 API latency
2.4BAPI calls / month
example.ts
// create a checkout in 6 lines import { PayBit } from "@paybit/checkout"; const checkout = await PayBit.checkout.create({ amount: "49.00", currency: "USD", accept: ["BTC", "ETH", "USDC"], settleTo: "bank_eur" // auto-FX }); return checkout.url; // https://pay.bit/c/…

Trusted by leading platforms & partners

Community

Join 2M+ crypto traders around the world

Follow the PayBit movement on social — tips, giveaways, and a front-row seat to everything we ship.

PayBit Cold
🔐
EAL 6+ Secure Element
BT
USB-C
PayBit Visa
•••• •••• •••• 4242
4% BTC cashback VISA
Shop the PayBit ecosystem

Hardware, cards and merchandise

The PayBit hardware wallet, Visa debit card and merchant terminals — everything designed to work seamlessly with your account.

PayBit Cold · $149EAL 6+ certified secure element. Bluetooth + USB-C.
PayBit Visa card · FreeSpend crypto anywhere Visa is accepted. Up to 4% cashback in BTC.
Terminal · $79NFC + QR point-of-sale. Accept crypto in any bricks-and-mortar shop.
As featured in

The press is paying attention

"PayBit's MPC wallet is genuinely a step-change — this is what self-custody should look like for normal people."

— TechCrunch · Jan 2026

"The cleanest on-ramp experience in the industry — PayBit sits at the top of our fintech evaluation."

— The Block · Mar 2026

"Proof-of-reserves published every 24 hours. That's not marketing — that's accountability."

— CoinDesk · Feb 2026

"Best crypto app of 2026 — a rare combination of polish, performance and principled engineering."

— Wired · Apr 2026
Start your journey

Every great portfolio starts with a single click

Sign up in under 60 seconds. Get verified, deposit and trade in the same session.

Create free account See markets
FAQ

Frequently asked questions

Sign up with your email, complete KYC in under 2 minutes, and deposit via card, bank or crypto. You can trade immediately after deposit.
PayBit is non-custodial — we never store your coins or funds. Your private keys are generated and held on your own device or in your browser extension. Only you can sign transactions. We can't freeze, move, or lose your assets because we never have access to them in the first place.
Spot trading: 0.05% maker, 0.1% taker — with further discounts at volume tiers. On-ramp fees vary by method; SEPA is always free. See our fees page for details.
PayBit supports 400+ assets across 20+ networks including Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Base, BNB Chain, Avalanche and more. See our markets page for the full list.
The wallet generates keys on-device. PayBit never sees, stores, or has access to your private keys. You can export them at any time.
Yes — REST, WebSocket, FIX 4.4 and a fully documented checkout SDK. Visit PayBit for Business.
Every 24 hours we publish a Merkle-tree attestation of every customer balance alongside signed proof of our on-chain reserve addresses. You can verify that your personal balance is included in the tree in 30 seconds using our open-source verifier tool.
Custodial balances are covered by our $320M insurance policy with Lloyd's of London and AON against theft, breach and internal malfeasance. USD balances held via our US banking partners are FDIC-insured up to $250k. Stock holdings are SIPC-insured up to $500k.
The self-custody PayBit Wallet requires no KYC. Custodial exchange accounts require KYC for fiat on-ramps and withdrawals over $1,000. Verification takes 2 minutes via our automated identity partner.

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