Fractional shares of US & EU blue-chips, backed 1:1 in regulated custody, settled on-chain in seconds. Dividends land in your PayBit wallet automatically.
Every tokenized stock on PayBit is backed 1:1 by a real share held with a regulated custodian. Here's the full flow.
No more waiting for the opening bell. Buy and sell AAPL at 3am on a Sunday, use tTSLA as collateral, or hold dividend-paying tokens in your DeFi vault.
Own a slice of any stock — including 4-figure tickers like GOOGL and BRK.B.
Cash dividends auto-swap to USDC and land in your wallet the day they're declared.
Stock tokens are supported by Aave, Morpho and Pendle — borrow stablecoins against your portfolio.
Move your positions between Ethereum, Base and Solana with one signature.
Execution through an EU-licensed investment firm. Orders are routed to regulated venues with best-execution reporting.
Shares held with BNY Mellon and Euroclear in segregated trust accounts — not on PayBit's balance sheet.
Merkle-root attestation signed by a Big-Four auditor — every token is redeemable for a real share, always.
The token issuer is a MiCA-registered EMI, supervised by the Central Bank of Ireland.
Tokenized equities are restricted in the US and a handful of jurisdictions. PayBit enforces eligibility at KYC.
Splits, dividends and tender offers pass through our on-chain transfer agent into your wallet automatically.
Every tokenized equity on PayBit must meet a strict set of conditions before going live.
NYSE, NASDAQ, LSE, Euronext, SIX or TSE only.
Liquidity threshold to support 24/7 market-making.
Two independent MMs quoting within 25bps of NBBO during market hours.
Per-issuer cover from the PayBit $500M fund for custody loss.
Mint / burn must always balance the custody ledger to the share.
Pre-registered workflow for splits, dividends, M&A and index events.
Crypto hours apply — trade anytime, weekends included.
Own a slice of any stock from just $1.
Every token represents a real share in regulated custody.
Cash dividends stream to your wallet as USDC.
Yes — economically. The share is registered in trust for you at BNY Mellon or Euroclear. You hold a 1:1 token representing that claim and can redeem to the underlying at any time.
Yes. Pass-through voting is available for all S&P 500 names — vote on-chain and PayBit's transfer agent submits your ballot to the registrar.
0.05% per trade, zero custody fee, zero dividend fee. Redeeming to fiat carries only standard withdrawal costs.
Not currently. Tokenized equities are restricted in the US, Canada, Mainland China, Japan and a handful of other jurisdictions. PayBit enforces eligibility during KYC.
Tokens are split programmatically at the same ratio on the ex-date. No action required on your side.
Dividends are a taxable event in most jurisdictions. PayBit produces a yearly 1042-S / CRS statement for easy reporting.
Risk disclosure. Tokenized equities are investment products; their value can go up as well as down and you may lose some or all of your investment. Past performance is not indicative of future results. Eligibility is restricted by jurisdiction. Read the full product disclosure at paybit.com/legal/equities before trading.